John last name

c/o P.O. Box XXXXX, STN XXX X

Toronto, ON MXX XXX

Reference Number Alleged: XXXXXXXXXXXX

Dear John,

I understand your confusion over my last letter to you accompanying my Courtesy Notice of March 6, 2013 as evidenced by your phone call messages.

The legal and lawful landscape has changed in a dramatic manner, although this has not made its way through the manufactured system as yet, where all banks and government corporations have been foreclosed upon, and will soon be made visible and clear for everyone to see. Again, I write this in courtesy to you as a human being, attempting to do his job in accordance with given procedures.

We have all been conditioned to believe that when a bank loans money or offers credit to anyone, that we are using the bank’s own funds, but in actuality this is not the case at all. The signature produces the wealth which never existed previously, whether for a large amount such as a mortgage, or smaller such as a credit card purchase ~ the signature is the key that creates and produces the ‘funds’ at which time the bank monetizes it and balances their books from the ‘get-go’, and then they proceed to extract usury. This has been in operation for literally thousands of years. Those at the very top of your foreclosed corporation know this, and they also know the game is over!

In fact this has been stated publicly and here are some quotes:

“Each and every time a bank makes a loan, new bank credit is created; new deposits, brand new money.” ~ Graham F. Towers, Governor of the Bank of Canada, 1934 – 54

“Banks lend by creating credit. They create the means of payment out of nothing.” ~ Ralph Hawtry, Former Secretary of the British Treasury

“Banks create credit. It is a mistake to suppose the bank credit is created by the payment of money into banks. A loan made by a bank is a clear addition to the amount of money to the community.” ~ Fourteenth edition of the Encyclopedia Britannica

http://livingwithoutmoney.weebly.com/1/post/2013/04/please-dont-tell-me-about-it-the-absolute-truth-about-banking.html[http://www.facebook.com/l.php?u=http%3A%2F%2Flivingwithoutmoney.weebly.com%2F1%2Fpost%2F2013%2F04%2Fplease-dont-tell-me-about-it-the-absolute-truth-about-banking.html&h=vAQEgtcGMAQHsqw9hF6ELlwEG78DAlAY7S3LXOm55V6bqJQ&s=1]

You have stated on your phone messages that “you are not sure what I am trying to accomplish” along with “this does not apply in Canada”.

I am attempting to educate you on the fraud that is being perpetrated on all people everywhere. All debt is fraud ~ personal and international! This system is broken beyond any remedy, is unsustainable and cannot continue, as noted in this investigative report below.